Built on the SNAP pricing engine · Rates published in advance, 2-minute rounds · No acquirer development to start · Every step recorded
One payment, start to finish · A restaurant in Myeongdong, ₩49,000
1
Amount due
₩ 49,000Pay in KRW
USD 34.65Pay in USD
Applied rate 1 USD = 1,414.000 · 2-minute round
Both amounts appear before the tap They see the USD amount up front and decide
→
2
USD 34.65USD payment selected
They choose USD and tap their card The rate locks at that moment
→
3
Traveler
USD 34.65 locked
The bill never moves, whatever the rate does
Merchant
₩ 49,000 locked
Price tags and settlement stay in KRW
Both sides finish on locked amounts Neither side worries about the rate
From the same paymentAcquirer +revenueVAN · PG +revenueMerchant +revenueFX exposure 0 · KustodyFi locks the rate
AI knows the exchange rate. It doesn't know the one you can trade.
The web only has retail reference rates and global averages. SNAP delivers local prices tagged with market, product, time and side over MCP, so AI and clients can actually execute.