ReverseFXVAN·PG · Adoption guide

Lower international card fees
while protecting your profitability

Manage FX risk through ReverseFX to design more reasonable international card fees while preserving profitability. Use competitive fees to win merchants.

  1. 01

    Manage FX risk

    Manage it with ReverseFX

    FX exposure from international card payments

  2. 02

    Protect profitability

    Adjust international card fees

    Keep VAN and PG profitability in view

  3. 03

    Compete for merchants

    A more competitive payment service

    Make your offer with more reasonable fees

Concept illustration · The scope for fee adjustments and profitability depends on existing contracts and transaction conditions.

WHY PARTICIPATE

What changes for VAN·PG

VAN · An offer to win stores

Combine FX risk management with international card fees that account for profitability and currency choice at the terminal.

PG · Compete for online merchants

Offer reasonable international card fees that protect profitability, together with USD amounts and currency choice at checkout.

Merchants compare cost and experience

Assess the potential to lower international card fees alongside customer currency choice, while receiving settlement in KRW.

Availability and adoption terms are confirmed for your payment environment.

BEFORE YOU START

Assess fee competitiveness and profitability together

  1. 01

    Review current conditions

    International card transactions · Fees · FX risk

  2. 02

    Assess adoption terms

    FX risk management · Fee adjustments · Profitability

  3. 03

    Build your merchant offer

    Store and online coverage · Customer guidance · KRW settlement

Design a fee offer that protects profitability

Review your current international card payment conditions to define merchant fees and the scope of a rollout.

Questions you may have

Are all international cards and currencies supported?

Foreign currency payments start with USD. Supported cards and currencies depend on the integration and adoption stage, so we confirm coverage during consultation. If a card is unsupported after the customer selects USD, we explain this and proceed only if the customer chooses KRW again.

How are cancellations, partial cancellations and refunds handled?

For all merchants, including hotels, cancellations and partial cancellations within nine days of authorization use the original transaction exchange rate. This applies to ReverseFX USD authorization and cancellation amounts. Card issuer fees or conversion into another currency are separate. Industry-specific cancellation charges, such as hotel cancellation fees, also apply separately. Handling after nine days is defined in the agreement.

What should I prepare for an adoption consultation?

Tell us about your current payment provider, terminals and online checkout environment. Our team will explain the adoption scope and next steps.

Partner integrations and pilots are in preparation. Availability, fees and settlement schedules are finalized after agreement and validation.